We have all heard or received email scams telling us we inherited money; I've also received ones using someone's stolen email identity letting me know that they need money to get out a bad situation. And, everyone I know gets phone calls from fake CRA telling us we will go to jail unless we pay taxes that we supposedly owe. And it seems, these are all the tip of the iceberg. The list goes on... there is credit card fraud, debit card fraud, identity theft, etc.
I do wonder if social media has resulted in an increased number of fraudsters because people put so much online that anyone searching up 'opportunity' is able to garner a boat load of information on people just by looking at their profiles. For years there have been warnings not to post online that you are on vacation because you are setting yourself up for a house break in. Yet, we all know people who still love posting their vacation pictures all over Facebook. People let down their guard by thinking that 'only my friends' can see what I post.
I would hope that with all of the publicity out there about fraud and scams, most people are aware that this is happening and are wary of opening and responding to emails that do not sound quite right. And the same goes for those pesky CRA calls. But what about a senior who is unaware of the depth of the problem or are trusting enough to believe what they are told?
This week in the news, there was a story of an older lady, who was tricked into sending someone thousands of dollars simply because she was under tremendous stress and didn't pay attention to the little things that would have tipped her off had she been stress-free. She had used UPS to send the money and when she realized she had been tricked, with the quick action of the staff at her local UPS depot who were able to stop the package in transit, she was able to recover the money in its entirety. She was lucky. But how many people, are not as fortunate? How many seniors are duped out of their savings by crooks who are able to find out enough details about a person to trick them into believing help is needed for someone they know and care about?
From the plethora of articles online, it is clear that there are many people who have no problem tricking others and stealing their money. All we can do, is educate ourselves and others around us, about what is happening. If you hear of a new scam, let your network know. Let the seniors in your life know. Check out www.canada.ca/en/revenue-agency/corporate/security/protect-yourself-against-fraud.html and www.td.com/privacy-and-security/privacy-and-security/how-you-can-protect-yourself/preventing-fraud/preventing-fraud.jsp. Report fraud and scams if you know of someone who has been victimized. The only way to stop fraudsters, is to educate ourselves and others so no one falls prey to them.